How to Review Your Equifax Credit Report - I had a few AM AR, which indicate a periodic review of my credit history by one of my creditors, and a bunch of ND, which are general inquiries not displayed to credit
How to Review My Credit Report for Free eHow.com - According to the FTC, or Federal Trade Commission, Americans may apply for a free copy of their Equifax, Experian and TransUnion credit report once every 12 months